Case study · Mobile banking

Current: rebuilding a stalled affiliate channel, 6x monthly partner volume.

Current, the mobile bank for 4M+ members, had a mature affiliate channel that had stopped performing. FGV audited the program, cut low-quality partners, re-engaged high-potential publishers and rebuilt the commercial terms, growing monthly partner volume 6x while renegotiating payouts 45–70% lower.

monthly partner volume

6x

monthly partner volume
lower payouts

45–70%

lower payouts
contract terms streamlined by 80%

160+

contract terms streamlined by 80%
Current's website

Who is Current?

Current is mobile banking for 4M+ members building credit while they bank.

What was the challenge?

Current's affiliate channel was mature but had stopped performing. Volume had stalled, and the program carried low-quality partners and commercial terms that no longer made sense.

What did FGV do?

We audited the program, cut the low-quality partners, re-engaged high-potential publishers, and rebuilt the commercial terms underneath it.

  • Affiliate program audit
  • Partner quality cleanup
  • Publisher re-engagement
  • Payout and contract renegotiation

What were the results?

Monthly partner volume grew 6x. Payouts were renegotiated 45–70% lower, and more than 160 custom contract terms were streamlined by 80%.